Cost of Living in Melbourne for Students in 2025: A Complete Guide
- Jasmeet Kaur
- Jun 12
- 4 min read
Melbourne, the cultural capital of Australia, continues to attract thousands of international students every year. From world-renowned universities to a vibrant multicultural lifestyle, the city offers an enriching educational experience. However, as with any international journey, understanding the financial aspects is essential. This guide explores the cost of living in Melbourne for students in 2025, giving you a complete breakdown of expenses to plan your budget effectively.
Why Understanding Living Costs is Crucial for Students
Studying abroad is a big investment, and Melbourne is no exception. Before applying for a student visa, you must demonstrate proof of sufficient funds. Moreover, knowing the living costs in Melbourne helps avoid surprises and ensures a stress-free academic journey.
Whether you’re budgeting for rent, groceries, or entertainment, this guide, crafted with insights from leading immigration consultants, gives you a realistic estimate of your monthly expenses.
1. Accommodation Costs in Melbourne
Accommodation is usually the largest monthly expense for students. Melbourne offers several options depending on your budget and lifestyle preferences.
a. On-Campus Housing
Cost: AUD 1,000 – 1,800 per monthLiving in university accommodation offers convenience and safety but is generally more expensive than other options.
b. Shared Rentals (Off-campus)
Cost: AUD 700 – 1,200 per monthSharing an apartment or house with other students is one of the most common and cost-effective choices.
c. Private Rentals (Studio or One-bedroom)
Cost: AUD 1,200 – 1,800 per monthIdeal for students who prefer privacy. However, it comes with added utility costs.
Tip from an immigration consultant: Try to secure accommodation before arriving in Melbourne to avoid high temporary lodging costs.
2. Food and Groceries
Estimated Monthly Cost: AUD 300 – 600Cooking at home is significantly cheaper than eating out. Melbourne has a variety of supermarkets like Coles, Woolworths, and Aldi, where you can find affordable groceries. Weekly farmers' markets are also a great way to save money on fresh produce.
3. Transport Expenses
Melbourne has an excellent public transportation system that includes trams, trains, and buses.
Monthly Myki Card (Student Concession): AUD 100 – 150Some universities offer free shuttle buses to and from campuses. Biking is also a popular and budget-friendly mode of travel.
Bonus Tip: The CBD tram zone is free—perfect for short city trips!
4. Utilities and Internet
If you’re living in private accommodation, you’ll need to budget for the following:
Electricity/Gas/Water: AUD 100 – 150/month
Internet: AUD 60 – 80/month
Saving Tip: Sharing bills with roommates significantly reduces individual expenses.
5. Mobile Phone Plan
Staying connected is a must, and there are several student-friendly mobile providers in Melbourne like Optus, Telstra, and Vodafone.
Monthly Plan: AUD 20 – 40
Look for prepaid plans with unlimited calls and data, often with international calling included.
6. Books, Supplies, and Other Academic Costs
Estimated Cost: AUD 100 – 300 per semesterMany universities offer second-hand bookshops or digital libraries. Always check with your professor before purchasing expensive materials.
7. Entertainment and Lifestyle
Melbourne is known for its rich art scene, nightlife, and cafe culture. While it's tempting to explore every weekend, budgeting is key.
Eating Out: AUD 15 – 25 per meal
Gym Membership: AUD 40 – 70/month
Movies & Events: AUD 15 – 30/ticket
Tip: Look out for student discounts at museums, cinemas, and even restaurants.
8. Health Insurance (OSHC)
Overseas Student Health Cover (OSHC) is mandatory for international students in Australia.
Cost: AUD 500 – 600/year
Some universities include this in their tuition fee package, so check your offer letter carefully.
9. Miscellaneous Expenses
Budget for clothing, toiletries, and unexpected costs:
Monthly Estimate: AUD 100 – 200
It’s also a good idea to keep an emergency fund aside for medical or travel-related surprises.
10. Average Total Monthly Cost
Expense Category | Estimated Monthly Cost (AUD) |
Accommodation | 700 – 1,800 |
Food & Groceries | 300 – 600 |
Transport | 100 – 150 |
Utilities & Internet | 160 – 230 |
Mobile Plan | 20 – 40 |
Entertainment | 100 – 200 |
Miscellaneous | 100 – 200 |
Total | 1,480 – 3,220 |
Your personal lifestyle choices will ultimately determine where you fall within this range.
Consult an Immigration Expert for Better Planning
When planning your studies in Melbourne, it’s wise to consult a certified immigration consultant. They can help you understand visa requirements, financial proofs, and guide you in choosing the right course and university.
Professional immigration consultants also assist with:
Student visa application
Statement of Purpose (SOP) preparation
Financial document review
Accommodation recommendations
Pro Tip: A good immigration consultant helps you estimate your Cost of Living in Melbourne for Students and align it with your visa conditions and part-time work options.
Conclusion
Melbourne offers a dynamic student life, but being financially prepared is crucial for a smooth journey. In 2025, the living cost in Melbourne continues to rise modestly, but with smart budgeting, scholarships, and part-time work, students can comfortably manage their expenses.
Whether you're planning to apply or have already secured your university admission, always research and prepare. If you're unsure about your budget or visa conditions, connecting with a trusted immigration consultant can save time and reduce stress.
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